Web & fintech engineering — Riga, EU

Software that
moves money.

We design and build complex web applications and fintech platforms — from the first architecture sketch to production. One senior team, end to end.

Senior-only team

Every feature is designed and written by senior engineers. No hand-offs, no juniors learning on your budget.

End-to-end delivery

Discovery, architecture, build, launch and long-term evolution — one accountable team under one roof.

Security by default

Encryption, least privilege, audit trails and code review — a baseline, not an add-on.

What we build.

Systems that are too important to get wrong — and too specific for templates.

Custom web applications

Complex portals, dashboards and internal platforms engineered around your domain — not bent out of a template.

Fintech platforms

Payments, wallets, lending, exchange. Engineering for regulated industries, with their requirements in mind from day one.

API design & integrations

Clean, documented APIs and rock-solid integrations: banks, PSPs, KYC providers, ERPs and everything in between.

Architecture & audit

An independent review of performance, security and scalability — finished with a pragmatic, prioritised roadmap.

Legacy modernization

Step-by-step migration of ageing systems to a modern stack — the product keeps working while we replace it piece by piece.

Dedicated teams

A stable senior team that plugs into your product, owns its scope and ships steadily — for years, not weeks.

Built for fintech.

We speak the language of regulated finance — fluently.

Open Banking / PSD2

Account information and payment initiation flows, bank API integrations, consent management.

Payment orchestration

Card acquiring, alternative methods, smart routing, retries and automated reconciliation.

KYC / AML

Identity verification, sanctions screening and transaction monitoring integrations.

Ledgers & reconciliation

Double-entry ledgers, idempotent accounting flows and end-of-day reconciliation.

Security & compliance

Encryption in transit and at rest, audit logs and security review at every stage.

Scale & reliability

High-availability architecture, deep observability and zero-downtime deployments.

How we work.

A calm, predictable process — designed to remove surprises, not add ceremony.

Discover

We map your domain, constraints and success criteria before a single line of code is written.

Architect

System design, data models and integration contracts — documented, reviewed and agreed.

Build

Short iterations, regular demos and production-quality code from the first sprint.

Evolve

Monitoring, support and a roadmap that keeps the platform ahead of the business.

A stack that lasts.

Chosen for a decade of service, not a season of hype — every tool here has earned its place in production.

Application core

A mature foundation with a huge ecosystem — quick to build on, easy to maintain and easy to hire for.

PHPLaravel

Architecture & events

Business logic modelled explicitly, in the language of your domain — and where the load calls for it, command-query separation and event streaming.

DDDCQRSEvent SourcingKafkaRabbitMQ

Data & search

Storage that keeps every record consistent, with caching and search that stay fast as the data grows.

PostgreSQLMySQLRedisElasticsearch

Infrastructure & integrations

Reproducible environments, automated deployments and clean contracts with the outside world — payments included.

DockerKubernetesAWSRESTStripe

Tell us about
your project.

A few lines are enough to start — we read and answer every request personally.

  • info@velizar.it
  • Riga, Latvia — working across the EU and worldwide
  • NDA-friendly. Your idea stays yours.